- Five standard strategies from Cautious through Balanced to Growth
- Balanced Income option
- New Passive and Sustainable Future strategies
- Experienced management team
- Focus on smoothing volatility to help with target returns
- Diversified portfolios of funds with daily liquidity
- Quarterly rebalancing based on asset allocation and fund selection
- Interim rebalancing if required
- Regular updates with IFAs who handle valuations and reporting
- Monthly fact sheets and market reviews
- Available on AEGON, Ascentric, Aviva, Elevate, FundsNetwork, Novia, Old Mutual, Standard Life and Succession
- Scope to add other platforms as required
The features of the portfolios available are:
| Portfolio | Max. risk rating | Assumed return p.a. | Combined fee |
|---|---|---|---|
| Cautious | 3 | 3-5% | 0.87% |
| Cautious Balanced | 4 | 4-6% | 0.93% |
| Balanced | 5 | 5-7% | 0.99% |
| Balanced Income | 5 | 5-7% | 0.99% |
| Balanced Growth | 6 | 6-8% | 1.03% |
| Growth | 7 | 7-9% | 1.04% |
Risk rating based on Dynamic Planner; indicative returns only and net of fees; combined fee based on 0.45% management fee including VAT and Ongoing Fund Charge for portfolios between 0.42% for Cautious and 0.59% for Growth, excluding transaction and ancillary charges.
June 2020